Why aren’t banks called ‘house builders’ any more?

So I just made a joke on Twitter.

And then I realised that, since I used to work in a investment bank, and I know plenty of people who still work in investment banks, I was probably going to have to justify the joke.

So firstly, I’m going to emphasize that this was a joke. Banks have good sides and bad sides, I don’t really think that they’re all the enemy.

But secondly, I think that the joke was totally justified. Because we don’t call banks ‘house-builders’ since 2007-2008. I’m sure you know the joke. It starts “In the winter that I moved here, I built this house from the ground up with my own hands. But they don’t call me ‘Jan the house-builder'”.

Like it or not, in 2007-2008, we had a bad crisis, and the banks played a very large part in that. We’re still suffering the after-effects which include austerity and, possibly, the return of fascism. It’s not a small thing. Sloppy bank risk management and a general attitude of “if we make money, someone else can clear up afterwards” played no small part in creating the problem.

So if anyone in a bank objects to being the butt of a joke, I’m afraid this isn’t going to go away. If you don’t want people making jokes about you, don’t fuck a goat global economy.

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